We’re thrilled to have you on board. PocketMoni is your all-in-one digital financial solution, designed to simplify transactions, enhance your financial freedom, and keep you connected to what matters most. This self-guide will help you get started, navigate the app with ease, and explore its powerful features.
Whether you're sending money, paying bills, or managing your finances, this guide will walk you through every step, ensuring you make the most of your PocketMoni experience. Let’s get started!
Step 1: Open the Pocket Moni App
Step 2: Click on “join”
Step 3: Input your details (Phone number, email address)
Step 4: Create Password
Step 5: Enter Password to confirm.
Tip: Once confirmed you will receive a congratulatory message on your successful account creation.
ACCOUNT TIERS
PocketMoni offers flexible account tiers to suit your financial needs. Each tier unlocks specific features and transaction limits, giving you more control and flexibility. Start with the basic tier and upgrade anytime to access advanced options like higher limits and exclusive services.
Choose the tier that works best for you and enjoy seamless financial management with PocketMoni!
GOLD TIER
SILVER TIER
BRONZE TIER
Let’s get started!
Gold Account
The Gold Account is designed to meet your high-value financial needs effortlessly. Start today and experience the ultimate financial freedom.
With Gold Account, enjoy” unlimited balance with a “daily transaction limit of 5 million”.
Account requirements
Liveness Check
BVN & NIN Validation with facial comparison
Utility Bill
Physical Address verification (24-48 hours review)
Verification Process:
Tip: This verification process takes up to 7mins.
To begin, follow the step-by-step process below.
Step 1: Select the Gold tier
Step 2: Proceed to the liveness check
Step 3: Confirm your identity (Input your BVN and NIN)
Tip: Once your identity has been verified and matched with your facial recognition, proceed to the next step
Step 4: Upload your documents (Utility bill & Physical address)
Note: (The physical address verification takes up to 24- 48 hours).
You will be placed on the Silver tier until your physical address verification has been completed.
Step 5: Proceed to select your account number or phone number
Step 6: Create transaction pin.
Step 7: Confirm your transaction pin.
Tip: Once your physical address verification has been completed, you will be moved to the gold tier
Silver Account
This tier is perfect for moderate financial needs, offering enhanced convenience and access to essential features to simplify your transactions. Upgrade to Silver Account and manage your finances with ease and flexibility!
With the Silver Account, enjoy a balance limit of ₦500,000 and a daily transaction limit of ₦200,000.
Account Requirements:
Liveness check
BVN & NIN Validation with a facial comparison.
Verification Process:
Tip: This verification process takes up to 5mins.
To begin, follow the step-by-step process below.
Step 1: Select the Silver tier.
Step 2: Proceed to the liveness check
Step 3: Confirm your identity (Input your BVN and NIN)
Tip: Once your identity has been verified and matched with your facial recognition, proceed to the next step.
Step 4: Proceed to select your account number or phone number
Step 5: Create transaction pin.
Step 6: Confirm your transaction pin.
Note: you can always upgrade to Gold tier anytime, anywhere, here’s how;
Upgrade to Gold tier
Step 1: Open the pocketmoni app
Step 2: Log into your account (using your biometrics or passwords)
Step 3: Select “upgrade to Gold” once an upgrade pop-up displays,
Step 4: Proceed to upload your documents (utility bill and physical address verification)
Step 5: wait until your physical address verification has been completed (takes 24-48hrs)
Bronze Account
This entry-level tier is ideal for everyday transactions, offering essential features to get you started on your financial journey. Choose the Bronze Account for simplicity and secure financial management!
With the Bronze Account, enjoy a balance limit of ₦300,000 and a daily transaction limit of ₦50,000.
Account Requirements:
Liveness Check
BVN or NIN with facial comparison
Verification Process
Tip: This verification process takes up to 3mins.
To begin, follow the step-by-step process below.
Step 1: Select the Bronze tier
Step 2: Proceed to the liveness check
Step 3: Confirm your identity (Input your BVN or your NIN)
Tip: Once your identity has been verified and matched with your facial recognition, proceed to the next step.
Step 4: Proceed to select your account number or phone number
Step 5: Create transaction pin.
Step 6: Confirm your transaction pin.